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Politics

'UK to ban excessive credit card charges'

'BRITAIN PLANS to ban companies from making their customers pay excessive surcharges when buying flights and other services using their credit and debit cards.

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ActivIdentity Launches New Fraud Detection and Cloud Security Capabilities

FREMONT, CA--(Marketwire - Oct 18, 2011) - ActivIdentity Corporation, a global leader in secure identity solutions, part of

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The Business Finance Store Explains How Debit Card Usage Fees Might Help Business Accounting

The Business Finance Store explains how debit card usage fees like those to be charged by Bank of America might be beneficial to business accounting.

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Obama Hardest Hit Fund–Homeowners May Find Affordable Home Loan State Assistance Plans

Programs implemented by the Obama Hardest Hit Fund may provide various homeowners in specific states the opportunity to either lower their mortgage costs or find alternative solutions to their home loan payment dilemma. This program, which has provided funding to various state housing agencies is hoped to implement these assistance plans on a more personal level for homeowners in states which have been particularly affected by unemployment and reduction in property values.

Low Cost FHA Home Loans From Foreclosures–Can Homebuyers Get Affordable Mortgages?

Potential homebuyers may be able to get a deal on an FHA home loan with a sales program that offers drastic discounts, which are reported to be around 50% off of list prices on homes, to those who are eligible. With numerous FHA foreclosures taking place across the nation, this discount program is hoped to promote housing in areas where foreclosures have been high by offering these discounted homes to individuals like law enforcement officers, teachers, firefighters, and emergency medical technicians.

Homeowners Call For Tier 5 Benefits Extension To Use Unemployment Mortgage Assistance Program

Unemployed homeowners may have the opportunity to find mortgage assistance through the Home Affordable Unemployment Program which has been set in place as an extension of the Making Home Affordable Program in order to help homeowners who may be unemployed and facing the loss of their home. However, long-term unemployed men and women say that unless a tier 5 benefits extension is offered, many may be unable to save their home through this assistance plan.

Foreclosure Alternative Plans–Homeowners May Avoid Foreclosure Process Through HAFA

Foreclosure alternative plans have been made available to homeowners who have attempted to prevent the loss of their home but due to financial circumstances have been unable to continue meeting their monthly mortgage payments. These foreclosure alternative plans are hoped to allow homeowners who have attempted to save their home but were unsuccessful to face the loss of their home without going through the foreclosure process.

Tier 5 Unemployment Benefits–Can Extending Benefits Help Homeowners With Unemployment Mortgage Assistance Plans?

The Making Home Affordable Program launched an initiative, which was an extension of the program, to assist unemployed homeowners with their monthly mortgage payment. Under the Home Affordable Unemployment Program homeowners may qualify for forbearance on their home loan and a reduction on their monthly mortgage payment obligation.

FHA Underwater Short Refinancing Could Help Homeowners Avoid Foreclosure But Are There Problems?

Underwater homeowners have been seeking ways to make their mortgage payment more affordable in cases where the loss of the value in their home has caused financial difficulties to arise. While there have been programs from the Obama Administration that have been set in place to help homeowners, like the Home Affordable Refinancing Program, a new FHA underwater short refinancing option may be helpful to homeowners who need assistance with their underwater home loan.

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by Dr. Radut.